There’s now a new app for the launch of Trump Accounts. According to the Department of the Treasury, the app is the primary interface for the investment program for children.

Families who enrolled their kids in the program using Form 4547 should get activation emails before the program’s official launch on July 4, 2026. Watch out for scams, though; official activation emails will only come from no-reply@TrumpAccounts. There won’t be any phone calls or text messages from the Department of the Treasury.

Starting July 4, eligible kids will start receiving the $1,000 pilot program contribution, which will be deposited directly into their accounts. Also starting on that date, different sources can start making contributions, subject to annual limits.

Note: The following information is accurate as of its published date of Feb. 19, 2026.

This Trump Accounts simple guide breaks down how the new child savings program works, including the $1,000 federal contribution and sign-up details.

What Trump Accounts Are

  • Retirement-style investment accounts for minors created under the One Big Beautiful Bill Act
  • Resemble traditional IRAs but have unique contribution, investment, and distribution rules

Eligibility Requirements

  • For children younger than 18
  • Must have a valid Social Security number

Sign-Up Details

Key Dates

  • Accounts will be opened July 5, 2026
  • Accounts convert to a traditional IRA after child turns 18

Contributions

  • One-time $1,000 government seed contribution will be deposited for children born Jan. 1, 2025, to Dec. 31, 2028
  • Children younger than 10 who don’t qualify for seed contribution and live in ZIP codes where the median household income is below $150,000 will receive $250 from Michael and Susan Dell
  • Up to $5,000 a year total per child from all contributors, e.g., parents, grandparents, employers, other individuals.
    • Employer contributions are permitted up to $2,500 of the $5,000
    • Contributions are deductible business expenses for employers
    • Contributions won’t count toward employees’ taxable incomes

More Information

If you have questions about Trump Accounts, let us know.